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Insurance,
explained plainly.

Notes from the desk on how cover actually behaves when it is tested. Written for the people who buy it, not for the people who sell it.

Workers loading rolls of fabric into a shipping container in Kumasi

4 September 20264 min read

The five things a growing business should insure first

Most small businesses buy insurance in the order things feel urgent, not the order that protects them. Here is the sequence we recommend, and the mistake that undoes all of it.

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The Kwabenya interchange and surrounding neighbourhoods in Ghana

26 August 20264 min read

Third party or comprehensive? Choosing motor cover in Ghana

Third party is the legal minimum. Comprehensive is the one that repairs your own car. The gap between them is wider than the price difference suggests.

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Hands completing a claim form on a clipboard inside a car

12 August 20263 min read

What actually happens when you make a claim

A claim is the moment a policy stops being paperwork and starts being money. Here is how the process really runs, and the places we most often see it stall.

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Let’s review your cover.

Tell us what you need to protect. We will assess your exposures and come back with options. Obligation free, and at no cost to you.

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Insurance,explained plainly.

The five things a growing business should insure first

Third party or comprehensive? Choosing motor cover in Ghana

What actually happens when you make a claim

Let’s review your cover.

Insurance,
explained plainly.